Trovata TMS

An AI-enabled treasury operating system

Trovata TMS is a cloud-native treasury system built on real-time bank connectivity and normalized financial data. With directly embedded Trovata AI, treasury teams can use agentic AI to turn live data into insight, repeatable automation, and controlled action across cash, banking, capital markets, payments, and accounting.

Cash positioning

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Cash forecasting

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Capital markets

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Hedging & risk

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Bank management

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Global payments

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Financial accounting

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Trusted by top industry
leaders around the world

Treasury intelligence built in

Trovata AI is the intelligence layer inside Trovata TMS. It turns treasury data into answers, narratives, and automation, without requiring data exports or external AI tools.

Trovata AI is delivered through two experiences:

Trovata AI Chat

A conversational interface for asking questions about treasury data in plain language. Use it to explain changes in cash, summarize drivers, investigate anomalies, and generate executive-ready narratives in minutes.

Trovata AI Agents

Agentic automation for recurring treasury work. Agents run on schedules, triggers, or rules to deliver repeatable intelligence—daily reporting narratives, variance explanations, anomaly detection, reconciliation summaries, and proactive alerts.

Unify core treasury workflows

Cash positioning

Real-time visibility into global cash across banks and entities. Trovata TMS delivers automated prior-day and intraday cash positioning with drill-down into balances, transactions, and movements—all refreshed in real time.

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Cash forecasting

Forecasting built directly on real-time cash and transaction data. Model liquidity using historical trends, ERP inputs, and capital markets activity. Compare forecasts to actuals and adjust as conditions change.

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Capital markets

Centralize debt, investments, and short-term funding in one system. Access full lifecycle visibility across facilities, instruments, and positions, with cash flows automatically feeding forecasting, payments, and accounting.

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Hedging & risk

Manage FX exposures and hedging activity with shared data and built-in controls. Link exposures to hedges, monitor hedge effectiveness, and automate mark-to-market and hedge accounting workflows without manual reconciliation.

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Bank management

Keep your global banking structure organized and auditable. Trovata TMS centralizes bank accounts, signers, documentation, and approvals, while automating account maintenance, compliance reporting, and fee analysis.

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Payments

Initiate, approve, and release payments through a single, secure workflow. Payments from ERPs, intercompany activity, capital markets schedules, or ad hoc entries route through the same policy-driven process and update cash position, forecasts, and accounting in real time.

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Financial accounting

Continuously reconcile bank activity, payments, and ERP data, generating accurate journal entries for cash, interest, FX, and accruals. Entries post directly to the ERP or export in standard formats, accelerating close and supporting audit readiness.

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How it works

Trovata TMS runs on the same platform infrastructure that powers all Trovata products.

One real-time, normalized data foundation

Direct multibank connectivity

Consistent data across the entire treasury lifecycle

Flexible workflows that scale with complexity

Who it's for

Treasury teams managing multi-bank, multi-entity environments

Finance leaders who need real-time visibility and control

Accounting teams supporting reconciliation, reporting, and close

See Trovata TMS in action

Get a walkthrough of how Trovata TMS brings cash, banking, payments, and accounting together on one real-time platform.

“We’re so glad to be with Trovata. It’s definitely a relief and covers all the needs we have. You guys have completely blown it out of the water.”

Megan McLaughlan

Treasury Manager at Park Place

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FAQ

How is Trovata TMS different from legacy TMS platforms?

Trovata TMS is designed for modern, global treasury operations that need speed, scale, and adaptability. By combining real-time bank connectivity with embedded, governed AI, it enables teams to operate continuously, explaining activity, surfacing risk, and automating work across banks and entities, without the delays, rigidity, and manual overhead inherent in legacy, batch-based systems.

Do I need Trovata Cash to use Trovata TMS?

No. Trovata TMS can be used independently, though many teams start with Trovata Cash for fast visibility and expand as their treasury needs scale.

Is Trovata AI connected to the public internet?

No. Trovata AI runs inside a controlled, airgapped environment within Trovata’s AWS architecture with no public internet access.

Can we control what Trovata AI can access?

Yes. Trovata AI respects Trovata TMS role-based access control. Users only see what they are authorized to see, and AI does not override permissions.

Can AI Agents execute actions?

Yes, based on governance and workflow configuration. Agents are designed to run within controlled task boundaries with run history, logs, and traceability.

Can Trovata TMS replace an existing TMS?

Yes. Some teams replace legacy systems entirely in one sweep, while others transition workflows over time.

How long does implementation take?

Trovata TMS implementations usually take several weeks, depending on the number of banks, entities, and workflows in scope.

Does Trovata TMS support global treasury operations?

Yes. Trovata TMS is designed for multi-bank, multi-entity, and multi-currency environments.